What type of insurance is required to drive in Germany?

In Germany, the law mandates that all drivers must have liability insurance, which covers damages caused to other people, vehicles, and property in the event of an accident for which you are at fault. This insurance ensures that victims are compensated for damages and injuries, thus protecting both the driver and other road users.

While comprehensive insurance and collision insurance provide additional coverage for your own vehicle against theft, damage, or accidents, they are not legally required to operate a vehicle on public roads. Personal injury protection, although beneficial in terms of covering medical expenses for yourself and passengers, is not a legal requirement in Germany. Therefore, liability insurance is essential for anyone looking to drive legally within the country.