What is the penalty for driving without insurance in Germany?

Driving without insurance in Germany incurs significant fines and points on your driving record. Being uninsured not only violates legal requirements but also places yourself and others at financial risk in the event of an accident. The German authorities take this infraction seriously, hence the substantial fines imposed. Additionally, accruing points on your driving record can lead to further consequences, such as increased insurance premiums and potential restrictions on your driving privileges if the points accumulate to a certain level. This stringent approach is aimed at encouraging responsible driving behavior and ensuring that all drivers have the financial means to cover damages and injuries.